|  | 
	No offense intended to Paine Webber, Primerica, and all those
	other CFPs, CPAs, BSAs and what-not ... but what's in it, for
	them?  Caveat emptor.
	When all's said and done, the small-time investor (most of us
	will never be a "significant" investor) with little knowledge
	or time to devote to studying financial markets simply cannot
	do better than carefully selecting a few no-load mutual funds
	with known performance history.
	The oldest and still the best  rating service is The Handbook
	For No-Load Fund Investors, edited by Sheldon Jacobs. They're
	at
			The No-Load Fund Investor, Inc.
			P O  Box 283
			Hastings-on-Hudson  NY  10706
 |