[Search for users] [Overall Top Noters] [List of all Conferences] [Download this site]

Conference 7.286::dcu

Title:	DCU
Notice:	1996 BoD Election results in 1004
Moderator:	CPEEDY::BRADLEY

Created:	Sat Feb 07 1987
Last Modified:	Fri Jun 06 1997
Last Successful Update:	Fri Jun 06 1997
Number of topics:	1041
Total number of notes:	18759

388.0. "Closing Accounts Gets Easier!" by DENVER::DAVISGB (Jag Mechanic) Fri Nov 15 1991 20:56

    Well, one change which appears to have occurred at DCU is a speedy
    account closing process.  Shortly after the lifestyle checking was
    announced, I closed one of my checking accounts.  I got all but $5.00
    on the spot, and the rest came by check a week or so later.
    
    Yesterday I closed out my RSVP accounts (don't worry...not much in 'em
    anyway), and I got all of it right away.  I guess they decided it
    wasn't worth holding on to the money for additional time when the
    teller was perfectly capable of ascertaining the status of the account.
    For a moment the teller thought that they would have to hold back $100
    until a check was cut, but the branch supervisor told her that it was
    Ok to let pay the entire balance according to new procedures.
    
    Gil

T.R	Title	User	Personal Name	Date	Lines
388.1	You'll WANT to be a member at least for a little while	MLTVAX::SCONCE	Bill Sconce	`Fri Nov 15 1991 21:31`	11
	Although .0 didn't say he was closing ALL his accounts, his mentioning of account-closing suggested the following: If you closed all your accounts when DCU started making it so clear it wanted to be a bank, consider reopening a savings account. If you do it now you'll be able to vote in the special election. (After the pitiful exhibition at the Special Meeting, won't it be worth $5 to get a vote?) If you know someone who closed all their accounts, pass this suggestion on.
388.2	Will they be able to reopen?	LJOHUB::SYIEK		`Sun Nov 17 1991 17:19`	13
	RE -1 I like your idea, Bill, but there's some note in here someplace about what a hard time folks have had when they tried to reopen accounts with DCU after having closed them (sorry, I can't cite the specific note). I know that sounds ridiculous, but if memory serves correctly, there was more than one person who said something to the effect that they were told they couldn't reopen their accounts. Jim
388.3	Reopening accounts	CADSE::ARMSTRONG		`Mon Nov 18 1991 07:15`	5
	I just reopened my account...unfortunately, I thought I could not, so I did not do it before November 1. But Wednesday morning I wanted to see how the tellers were doing, so I gave it a try, and they had no problem. The tellers were great too. bob
388.4	for XMAS can I have a REAL CU???	CSC32::J_KEHRER		`Mon Nov 18 1991 19:01`	11
	I'm glad to hear some people had no problem closing their accounts, I am stilling waiting for my $5. I tried closing it in Aug or Sept (it's been sooo long I forgot), I think I will use it to my advantage...... I'll vote then I'll complain to get my last $5 (and I think .01 interest). Joan
388.5	Still here....	DENVER::DAVISGB	Jag Mechanic	`Tue Nov 19 1991 00:48`	23
	Don't worry folks.... I (.0) am keeping my primary account open with a share balance... I have accounts at 3 other local Albuquerque credit unions, and when lifestyle checking arrived, it prompted me to check out other services. I found: Drive-ups open 'till 5pm No lunch closings Open on Saturdays till noon interest paid daily unless balance drops below $300, (Checking) no checking fees credit cards, atm's and so forth... And THEY pay a dividend when they have excess profits. (As in disburse the profits to the members? What a novel idea!) and More than one Branch in Town.. Mary Madden told me......you better shop around... and so I did.