| T.R | Title | User | Personal Name
 | Date | Lines | 
|---|
| 19.1 | CRT5000 | KOALA::FAMULARO | Joe, ZK02-2/R94, DTN381-2565 | Thu Mar 19 1987 10:26 | 2 | 
|  |     Try the CRT5000.  Can be good for up to $5000.
    
 | 
| 19.2 | An expensive alternative | WELFAR::PGRANSEWICZ |  | Thu Mar 19 1987 10:48 | 5 | 
|  |     The idea of a debt consolidation loan is to get one loan at a low
    interest rate to pay off multiple loans.  The CRT is an unsecured
    line of credit and currently charges interest of just under 16%.
    This is higher than some charge cards.  I would think there must be
    a better loan available.
 | 
| 19.3 | need lower rates | BTO::CHARBONNEA_G |  | Mon Apr 25 1988 22:24 | 5 | 
|  |     If you think 16% is higher then some cards,tell me what cards you
    have that is less/the cards I git for credit cost 18% or better.
    Is Mass.A lower state on credit card rates? 
    
    
 | 
| 19.4 | Optima, For One | PARITY::GOSSELIN |  | Tue Apr 26 1988 10:47 | 10 | 
|  |      There are many cards under 16% - American Express's Optima is
    currently 13.5%. Some N.H. banks offer cards at 14.5 to 15%.
    
     Mass is about average in limiting credit card rates - I believe
    they may be near the top for oil company cards, for example. Consumer
    Reports had an article some months' ago on credit cards - check
    your local library if you're interested......
    
                                            Ken
    
 | 
| 19.5 |  | CSC32::J_PARSONS | Elvis needs boats | Fri Apr 29 1988 12:17 | 5 | 
|  |     I have 3 cards below 16%:
    
    	1) Visa from some bank in Arkansas, 11%
    	2) MC from some Texas bank, 14%
    	3) MC from a New Orleans bank, 15%
 | 
| 19.6 | Credit Card Info | MGOBLU::KENNEDY | destination unknown | Fri Apr 29 1988 15:41 | 14 | 
|  |     For information concerning institutions which offer credit cards
    with low interest rates and those which offer cards with no annual
    fees, contact
    
		Bank Credit Card Observer
		3086 Old Lincoln Highway, Suite 6
		Kendal Park, NJ 08824-1658
    
    They publish a monthly report (actually a one page flier) listing the
    "top" ten in each of the above catigories.  There is a fee to obtain
    the report, but I don't remember how much it is. 
    
    \steve
    
 |